Hassle-Free Ways to Remove Wallpaper

Ugly wallpaper is probably one of the biggest eyesores you’ll find in your home. Most people believe that removing wallpaper is too expensive or that it is too hard to do alone, but actually it isn’t that difficult. This most dreaded renovation project can really be therapeutic if you prepare for it and follow the plan. You don’t have to live with your ugly paper anymore, just continue reading to find out how to remove it.

Plan. Before you begin, you should try removing a small section of the wallpaper with a scraper or utility knife. Just don’t cut out the section from the middle, it would be easier to start from the top corner. Now you will know what to expect even before you start your work and you can make your plans accordingly.

If you are lucky enough, your wallpaper will be strippable and it will be easy to remove it. You will just need to use a utility knife to pry up seam edge. Start gently tugging wallpaper pulling it down at an angle. You won’t have to follow the rest of the steps if it starts peeling off in a long sheet, and there is no adhesive residue. Cut the test section and hope for the best. If you discover it doesn’t go off that easy, you should check out other steps.

Soaking. If you want to try removing the wallpaper without machinery then it is time to try this technique. Mix warm water and wallpaper removal solvent to create wallpaper remover solution. Put cloth or towels at the base of the wall so it will absorb all the drippings. Soak the surface with a solution, but only an area you can scrape off in 15 minutes so it won’t damage the wall. The easiest way you can do this is by using a paint roller. Then use wallpaper scraper to remove the wallpaper.

Steaming. If you are dealing with more stubborn wallpaper or the one that consist of more layers you should consider steaming. You can easily rent the steamer in various shops that sell wallpapers and rent home, garden and building equipment. Steamers consist of steamer plate connected by a long hose to a water tank. To make sure this process works, you will need to heat the water in the tank and then hold the plate against the wall. Start at the top and stop after you notice that wallpaper is softening. Now it is time to start scraping the wallpaper down. Move plate to the next part of the wallpaper so it can work its charm until you are ready to start on it.

Removing the wallpaper is not as hard as you think it is. Just prepare carefully and you’ll have no problems at all.

A Quick Primer On Investment Banking

If the ever-expanding world of investment banking is a mystery to you, this quick rundown should aid your understanding of the basic concepts. Specifically, this article about investment banks will cover who typically owns them, their differences from retail banks, and the services they render. Once you read this, you should understand enough about these financial institutions to know what purpose they serve in the financial world.


Most investment banks in Europe and the United States are publicly traded on stock exchanges, meaning that anyone who purchased shares owns a part. But, there are also some institutions that are controlled by a small number of investors that are the majority shareholders. These major investors are usually family groupings, wealthy individuals, government entities, or directors of the institution itself. There are even some smaller variations that are set up as partnerships or are privately owned.

Difference From Retail Banks

Investment banks are completely different from the institutions that most of us use on a day-to-day basis. They operate in two completely distinct manners. Retail banks accumulate deposits from customers that are saving, and then lend that money to borrowers as loans, credit cards, and mortgages. They make a profit by charging interest on the money they lend out, which is higher than the interest earned on deposits.

Investment banks work differently. Their customers include governments, corporations, fund managers, and hedge funds. They do not make their money from interest payments. Instead, they get to charge commissions and fees for the services that they perform.

Services Rendered

There are many services that fall under the umbrella of investment banking. However, there are four main functions financial institutions concentrate on primarily. These are giving advice, financing, trading, and research.

The advice that a financial institution gives can vary. These tips include, but are not limited to: useful information about potential merger and acquisition targets, stock exchange tips, and ways to avoid excessive tax payments. The institutions also arrange financing for corporations by issuing shares of stock or corporate bonds. Sometimes they even offer loans to companies directly.

They are able to easily trade because they are staffed with hundreds of traders that trade currencies, shares, and derivatives on the behalf of clients, or for their own interests. The research they conduct is about different industries and specific companies and the information they mine is invaluable. They then make a profit by selling this knowledge to hedge funds and fund managers.

Investment banking can be a complex concept, but now you know enough to understand the crucial role that they play for their clients. Many larger companies would be lost without the guidance, financing, and strategy given to them by their chosen institution.

In Praise of the Humble Little Comma

Commas. You hardly notice them. But without them, our writing would be a mess. No more telling which items are what in a list, no more pausing to take a breath, and no more compound verbs or adjectives.

The comma is like a referee of sorts within our sentences. It is a little road sign, telling us to slow down, but not stop, so that we’ll get the right meaning of a phrase or the right meaning in a sentence. The comma helps us define what we’re saying. And helping us tell our story better makes the comma pretty special, and pretty important.

Try this sentence without a comma: Throw the cow over the fence some hay. It almost sounds like you want to throw a cow over a fence, and then there’s something about hay tacked on. Now try it with a comma: Throw the cow, over the fence, some hay. It’s still not a great sentence and should probably be reworded, but at least now you’re not trying to pitch a cow over a fence. Thank you, comma.

But sometimes, the comma gets misused. Sometimes, people try to use a comma to weld two complete sentences together, sentences that should have been joined using some other punctuation mark. That, my friends, is called a comma splice. You probably haven’t heard that term since your freshman English class, but I see comma splices in sloppy writing, and I have to wonder who is doing the editing. And then there are the writers who overuse commas. They put commas everywhere. Don’t be one of them.

And let’s not forget how the comma can change meaning, because if you insert a comma where it isn’t needed, you can radically change meaning. In her book Eats, Shoots, and Leaves, author Lynne Truss shows us that that extra comma after the word eats turns a simple description of a panda bear from an animal that eats shoots and leaves (shoots being a form of bamboo stalks) into an animal that eats, fires a gun, and then leaves the scene.

Lastly, don’t forget about commas used to add optional information. The technical term is non-restrictive modifiers. In this case, you add commas around a set of words that modify a noun in order to add extra information that is optional. Eliminate those commas and you change the sentence’s meaning. Let me demonstrate: The Salvador Dali painting, dated 1945, is on loan from the museum. There, the commas are adding extra information that can be eliminated. But get rid of the commas and change the wording a little, and the date now defines the painting: The Salvador Dali painting dated 1945 is on loan from the museum. In the second case, we can logically conclude that there is another Salvador Dali painting of a different date that the museum owns, because this one is the 1945 painting. It’s a subtle, but important, distinction, and our humble comma lets us draw that distinction.

So remember, the next time you’re tempted to ignore commas in an email you’re writing or a report you’re putting together, remember that the humble little comma is powerful and must be used correctly.

Keep writing!…

Are You Ready to Start Your Own Small Business?

Some Helpful Tips to Help You Launch Your Business

Regardless of where you are in your life – a recent college graduate, someone looking to start a new career path, or a retiree looking to live his or her dream – now is a great time to start a small business. Why you ask? The turnaround of the economy, the availability of capital, and the number of organizations that support small business owners are all great resources that entrepreneurs can use to launch their dream. Here are some tips you can also use to get your small business of the ground and running.

Important Information on Small Businesses

According to studies done by Dun & Bradstreet, companies that have fewer than 20 employees stand less than a 40 percent chance of surviving past four years and only a nine percent of making it past 10 years. Additionally, restaurants only stand a 20 percent chance of surviving past the second year. The surprising aspect of these statistics is that only 10 percent of businesses that do close do so involuntarily because of factors such as bankruptcy – the other 90 percent close because of factors such as a lack of success, lack of bringing in desired income, or the owner realizing how much work is involved in running a small business.

The Four “M”s of Business


As a business owner, it is important that you own a business that is a good fit for you. When thinking about the business model you want to purse, ask yourself these important questions:

  • Do I have a personal interest or hobby that could be converted into a business?
  • Do I personally believe in the service or product I am interested in selling?
  • What or who do I care about the most?

Answering these questions will help you to narrow down and decide which business model will work best for you.


Small businesses are very diverse in needs and the finances needed vary greatly from one to the next. But, regardless of what type or size of business you open, it is necessary to raise capital, manage that money, and budget costs. In most cases, start-up funds for the business come from the entrepreneur’s personal savings and possibly in combination with bank loans. Studies vary on how much money a new business needs to get started – experts give answers ranging from $10,000 to $80,000.


Although there are millions of businesses out there that operate with a sole proprietor, in order to help the business grow, chances are you will need to hire employees. Even though you may believe you are an expert in all aspects of your business, there are likely other professionals out there who can handle marketing, sales, and finances better than you can. Bringing these professionals into the fold can help to elevate your business to the next level and help to streamline and improve its growth overall.


Marketing is a very important part of a new small business. Unless you were able to land a great store front location with a lot of traffic, you will need to let consumers know that your business exists. Marketing can be very overwhelming, so make sure you are focusing your efforts on a niche market and specific type of target consumer who is most likely to purchase your products. Consider using social media and other unique platforms to help get your message into the market and draw consumers in.

Benefits of a Plastic Drain Pipe

There are numerous benefits why you may want to choose a plastic drain pipe over the other materials available on the market when working on your own home. There are so many great advantages to using plastic these days and you will soon notice that the cost saving isn’t the only benefit you will experience when you are replacing your drain pipe.

One of the main reasons why you may want to use plastic drain pipe over the other options available on the market today is that it is very lightweight. The benefit to the pipe being so light is that you find your labour costs will reduce and where you would need a high number of contractors to lay the pipe, you may get away with one or two, depending on the contractor you use.

You will find that the plastic drain pipe is also more flexible and provides you with easier installation and reduced labour costs. The pipe can be bent without damage and gives you the freedom to lay your pipes wherever you want on your property with complete ease and confidence.

The great thing about using plastic for your drainage system is that the pipe is completely watertight. The risk of leaks is dramatically reduced. With other materials, the pipe connectors will often corrode over time and this will result in leaks, but with the plastic pipes, there is no corrosion to worry about and the pipes remain watertight at all times. This improves your confidence and provides you with much needed peace of mind when putting your drainage system together at your home or office.

When it comes to corrosion, you will find that your metal pipes are likely to rust over time. This is expected putting metal in constant contact with water. The great thing about plastic is that it will never rust, which means that the pipes will last much longer and the need to replace them in the near future is reduced.

Another benefit to the plastic drain pipe is that it is safe. Unlike some of the metal pipes which can seep into your soil and cause poisoning to animals and plants, this will not happen with plastic, which is what makes this such a leading choice on a global scale.

With traditional drain pipe you will only be able to buy the product in set lengths. These are often short lengths, which need to be joined together and then cut to get the desired length. This is usually because of the weight of the material, making longer lengths impractical. With a plastic drain pipe you will find you are able to buy long lengths of the product, enabling you to complete your project with the limited number of cuts and joins. This reduces the risk of leaks and also makes this a more cost effective solution in the long run.

Plastic drain pipe is cheaper than the other materials available on the market today. While you can get it in longer lengths, the price is considerably less. This makes this a practical, affordable and convenient product that you can rely on and trust.

Further the material is highly durable and is made to last a long time, reducing the need to replace in the near future and the final benefit, something you may not have known, is that this product is also flame resistant, just an added benefit to complete the picture.